It was hard not to like it. Click here to view the embedded video. I imagine that, like most newer cars, the new Carols are superior in every way and handle the duties of Japanese city life with just as much skill as the older model I drove, but I am disappointed that Mazda has let the cheerful face of the car go away. While they have continued to hang ever more outrageously grinning grills and swoopy sheet metal on all of their other cars, would it hurt them to let the little Carol, the car with the name that helped Mazda break into the passenger market, join in the fun? Come on Mazda, it doesn’t matter how practical the new Carol is, without a smile on her face she’s just not going to get noticed and will remain just another wallflower on the edge of the dance when she really needs to be out there shaking things up. Thomas M Kreutzer currently lives in Buffalo, New York with his wife and three children but has spent most of his adult life overseas.
For full version, visit http://www.thetruthaboutcars.com/2013/08/kei-car-caper-deep-inside-carol/
I got a lot of tickets in that car. This, roughly, is the response I’d have liked to have given to my busty friend. (Remember her? She’s three paragraphs above). Where’s the disconnect? Let’s see if we can unpack it: 1.
For full version, visit http://www.thetruthaboutcars.com/2013/08/p-cars-and-perception/
The plan administrator has given me the option of a growth and income fund that is “managed exclusively for the fund.” There’s no ticker symbol. How can I vet the fund with an independent rating site? And are those funds common in 401(k)s? —D.S., address not disclosed Almost half of the assets in 401(k) plans aren’t invested in mutual funds, according to the Investment Company Institute, a mutual-fund industry trade group. Increasingly, assets are invested in products that aren’t always as transparent as mutual funds. Your plan may have chosen to replace your fund with what’s known as a collective investment, which is managed by a trust or a bank, perhaps to reduce overall costs. Although you might not have access to the day-to-day performance of those replacements, the Department of Labor still requires 401(k) providers to furnish participants with certain performance data and costs.
For full version, visit http://consumerreports.org/cro/news/2013/08/investigating-401-k-investment-choices.htm
When choosing where to invest my 401(k), I put 70 percent in an index mutual fund that is tied to the S&P 500. The remaining 30 percent I put in index funds tied to international, small-cap, and mid-cap stocks. I’m in my late 40s; do you think this is a smart move?—A.T., Arlington, Texas We don’t think that anyone should have 100 percent of his or her 401(k) money invested in stocks, because a more diversified portfolio will help protect it from getting pummeled in economic downturns. If you were in your 20s you could afford to be heavily invested in stocks, but as you get closer to retirement you should probably shift to a more conservative, bond-centric portfolio. Many people in their 40s should consider placing about 30 percent of their investments in bonds. To achieve this you could take roughly half of the money you have invested in the S&P index fund and move it into a low-cost index bond fund.
For full version, visit http://consumerreports.org/cro/news/2013/08/retirement-funds-invstent-mix.htm